Last Updated: June 19, 2026
By accessing or using our website and services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Permission is granted to temporarily access the materials on our website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
The services provided through this website are for informational and consulting purposes. Our financial management services are designed to provide guidance and support, but they do not constitute formal financial advice regulated by the Financial Conduct Authority unless explicitly stated.
Any professional relationship between you and us begins only when both parties have agreed to specific terms of engagement for services. Merely browsing this website or submitting an inquiry does not create a professional relationship.
While we strive to provide accurate and helpful information, we make no guarantees about specific outcomes or results. Financial situations vary greatly, and what works for one person may not work for another. You acknowledge that:
The materials on our website are provided on an "as is" basis. We make no warranties, expressed or implied, and hereby disclaim and negate all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
In no event shall we or our suppliers be liable for any damages including, without limitation, damages for loss of data or profit, or due to business interruption arising out of the use or inability to use the materials on our website, even if we or our authorized representative has been notified orally or in writing of the possibility of such damage.
The materials appearing on our website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on our website are accurate, complete, or current. We may make changes to the materials at any time without notice.
Our website may contain links to third-party websites or services that are not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.
You agree not to use the website:
The content on this website, including text, graphics, logos, images, and software, is our property or the property of our content suppliers and is protected by copyright and other intellectual property laws.
We reserve the right to modify or discontinue, temporarily or permanently, our services or any features or portions thereof without prior notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, or discontinuance of our services.
These terms shall be governed and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.
We reserve the right to modify these terms at any time. We will notify users of any changes by updating the date at the top of these Terms of Use. Your continued use of the website after any such changes constitutes your acceptance of the new Terms.
These Terms of Use, together with our Privacy Policy and any other legal notices published by us on the website, shall constitute the entire agreement between you and us concerning the website.
If you have any questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 142 St Vincent Street, Glasgow G2 5LQ, United Kingdom